WASHINGTON, D.C. (BRPROUD) — Three members of Congress sent a letter to FEMA calling for a delay in the implementation of the National Flood Insurance Program’s Risk Rating 2.0 calculation system.

The letter is from Louisiana Congressman Troy Carter and New Jersey congressmen Bill Pascrell and Frank Pallone.

According to an announcement from Carter, a portion of the letter reads:

“From Hurricanes Katrina and Ida to Superstorm Sandy, our constituents have a firsthand experience of the negative impacts of climate change and understand well the importance of flood prevention, preparedness, recovery and mitigation. Without comprehensive affordable coverage, homeowners in our communities risk losing everything and so families place deep reliance on the National Flood Insurance Program (NFIP).”

“But under the Federal Emergency Management Agency’s (FEMA) new Risk Rating 2.0 system, we fear many of our constituents, especially in low and moderate income communities, will be priced out of their homes by drastic premium increases and others will choose to forgo coverage entirely. Consequently, we ask you to continue previous precedent and delay implementation of premium increases for existing policy holders under Risk Rating 2.0.”

To read the full letter, click here.

Earlier this week, a handful of senators introduced the Homeowners Flood Insurance Transparency and Protection Act. The bill would allow National Flood Insurance Program policyholders to maintain current rates until FEMA can meet “certain accountability measures,” according to a release from Senator Bill Cassidy.

Senators who have a hand in this bill include Senators Bill Cassidy (R-LA), Cindy Hyde-Smith (R-MS), John Kennedy (R-LA), Roger Wicker (R-MS) and Marco Rubio (R-FL).

“FEMA continues leaving Louisianans and five million Americans in the dark about rising premiums and changes to NFIP,” said Cassidy. “Our bill requires FEMA to provide clear information to policyholders to help lower premiums and reduce flood risk.”

Officials say if Risk Rating 2.0 is implemented, which is scheduled to take place on April 1, up to 80% of policyholders could see an increase in rates.

“Louisianians need flood insurance, but the Biden administration’s Risk Rating 2.0 regime is making it unaffordable. The Flood Insurance Pricing Transparency Act would shed light on how FEMA sets flood insurance prices so that Louisiana families can better protect their biggest investments—their homes,” said Kennedy.